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InMarketing Case Study: How we boosted MacBro's online sales by 71% in just 2.5 months during the off-season.

InMarketing Case Study: How we boosted MacBro's online sales by 71% in just 2.5 months during the off-season.

Farhod Kamilov, the founder of the agency, shared with Spot how he assisted a retailer in boosting sales by 35% within five months, the efforts required to achieve these results, and how focusing on fundamental processes led to an increase in customer flow.
The procedure for accounting foreign currency transactions has been approved.

The procedure for accounting foreign currency transactions has been approved.

Accounting in amounts will be conducted at the Central Bank's exchange rate on the day the transaction takes place.
Summary: Which stocks saw the biggest gains and losses in 2024?

Summary: Which stocks saw the biggest gains and losses in 2024?

Spot, in collaboration with Avesta Investment, reflects on which companies' stocks experienced the highest growth and decline over the past year.
Uzbekistan will establish a center to assist businesses in accessing international financial markets.

Uzbekistan will establish a center to assist businesses in accessing international financial markets.

The President urged businesses to seek resources from abroad, looking beyond just bank loans.
In November, interest rates on personal loans have significantly increased, according to the Central Bank.

In November, interest rates on personal loans have significantly increased, according to the Central Bank.

Business loans in the national currency have maintained stable interest rates for the fourth consecutive month.
Umid Abidkhojaev and Ilkhom Umrzakov have been appointed as Deputy Ministers of Economy and Finance.

Umid Abidkhojaev and Ilkhom Umrzakov have been appointed as Deputy Ministers of Economy and Finance.

New leaders have also been appointed to the Treasury Service Committee and the Pension Fund.
Which banks in Uzbekistan have been designated as systemically important?

Which banks in Uzbekistan have been designated as systemically important?

Five state-owned banks and two private banks accounted for two-thirds of the banking system's assets.
Chronicle: How Uzbekistan moved towards the legalization of betting shops.

Chronicle: How Uzbekistan moved towards the legalization of betting shops.

The Ministry of Sports Development first discussed the legalization of such institutions in 2019.
The President has approved the introduction of "mahalla bankers" in Uzbekistan.

The President has approved the introduction of "mahalla bankers" in Uzbekistan.

Banks will be permitted to directly sell unused assets on their balance sheets at market value.
New centers of the "Business Development Bank" have been launched.

New centers of the "Business Development Bank" have been launched.

New banking service centers have opened in Gazalkent and the Shurchi district. Local residents no longer need to travel to the regional center to access banking services.
Utility bills and taxes will now be considered in the credit history of bank customers.

Utility bills and taxes will now be considered in the credit history of bank customers.

State banks have been tasked with establishing microfinance and factoring institutions.
State customers voluntarily annulled the results of tenders amounting to 7.2 billion sums.

State customers voluntarily annulled the results of tenders amounting to 7.2 billion sums.

Decisions were made after the Competition Committee identified violations in the bidding process.
"Click Marathon": the large-scale event is still ongoing.

"Click Marathon": the large-scale event is still ongoing.

Now, money transfers through Click offer additional chances to win a Kia K5 and other valuable prizes. The more transfers you make, the greater your chances of winning. The drawing will take place on December 21st.
The Central Bank stated that the self-ban on loans aims to protect citizens from fraudsters.

The Central Bank stated that the self-ban on loans aims to protect citizens from fraudsters.

It is also planned to establish a minimum charter capital of 2 billion sums for credit bureaus.
Clarified: Individuals will be allowed to impose self-restrictions on the issuance of loans.

Clarified: Individuals will be allowed to impose self-restrictions on the issuance of loans.

It is planned to exempt jewelers from property and land taxes until September 2027.
Credit bureaus will face restrictions on entering into contracts with individuals.

Credit bureaus will face restrictions on entering into contracts with individuals.

It is expected that jewelers will be exempt from property and land taxes until September 2027.
Starting December 10, operations involving shares of the footwear manufacturer O’zElektroterm will be suspended.

Starting December 10, operations involving shares of the footwear manufacturer O’zElektroterm will be suspended.

The company has completed its transition from a joint-stock company (АО) to a limited liability company (ООО). In September, the issuer carried out a delisting from the stock exchange.
AVO Bank shares stories from AVO Platinum users.

AVO Bank shares stories from AVO Platinum users.

AVO Platinum users share their experiences on how a credit card with an interest-free period of up to 45 days assists them in managing unexpected expenses.
Introducing the new "Opportunities Card" from Ipak Yo’li Bank!

Introducing the new "Opportunities Card" from Ipak Yo’li Bank!

The "Opportunities Card" from Ipak Yo’li Bank offers extensive financial benefits and is perfect for those seeking greater flexibility in their budget.
TBC Bank has launched the Salom Card, designed to make saving and spending both rewarding and beneficial.

TBC Bank has launched the Salom Card, designed to make saving and spending both rewarding and beneficial.

TBC Bank has announced the launch of the Salom Card, a plastic debit card offering attractive benefits for all TBC UZ app users aged 18 and over. The card operates on the Humo payment system.
Ipak Yo'li Bank and the OPEC Fund have signed an agreement to support the MSME sector in Uzbekistan.

Ipak Yo'li Bank and the OPEC Fund have signed an agreement to support the MSME sector in Uzbekistan.

The OPEC Fund has allocated $30 million to the bank to enhance access to financing for micro, small, and medium-sized enterprises in Uzbekistan, including businesses led by women.
The official exchange rate of the tenge set by the Central Bank has hit a two-year low.

The official exchange rate of the tenge set by the Central Bank has hit a two-year low.

Kazakhstan's authorities attribute the weakening of the national currency to the strengthening of the dollar, fluctuations in oil prices, and the volatility of the ruble.
In 2025, NGMK will issue eurobonds worth $500 million, according to the president.

In 2025, NGMK will issue eurobonds worth $500 million, according to the president.

A third factory will be established at AGMK, while a new casting and rolling complex will be launched at Uzmetkombinat.
Click has evolved into a SuperApp, offering enhanced features for both users and businesses.

Click has evolved into a SuperApp, offering enhanced features for both users and businesses.

On November 29, Click announced its transformation into a SuperApp and highlighted the most significant changes for both users and businesses.
Innovations and the future of fintech will be showcased at Click Day in Tashkent. Join us to explore the latest advancements in financial technology!

Innovations and the future of fintech will be showcased at Click Day in Tashkent. Join us to explore the latest advancements in financial technology!

On November 29, a private event called Click Day will take place, focusing on industry news and modern technologies for digital payment solutions.
How the official exchange rate of the dollar changed in November.

How the official exchange rate of the dollar changed in November.

The Uzbek som has been gradually depreciating for the fourth consecutive month. In November, the national currency lost 90 soms, marking a 4.26% decline since the beginning of the year.
The Central Bank's exchange rate for the ruble has dropped to its lowest level since March 2022.

The Central Bank's exchange rate for the ruble has dropped to its lowest level since March 2022.

The official exchange rate of the tenge has dropped to levels not seen since spring 2023, falling below 25 soms.
Biznes Finans has launched a bond issue worth 30 billion sums on the exchange.

Biznes Finans has launched a bond issue worth 30 billion sums on the exchange.

For the microfinance company, this bond issuance marks their third round.
In October, foreign currency loans decreased in cost by an average of 0.5%.

In October, foreign currency loans decreased in cost by an average of 0.5%.

Loan interest rates in the national currency experienced a slight increase following a decline the previous month.
Click Day: Innovations and the Future of Financial Technologies will take place in Tashkent.

Click Day: Innovations and the Future of Financial Technologies will take place in Tashkent.

On November 29, a private event called Click Day will take place, where industry news and modern technologies for payment digitization will be discussed.